CLAIMING SICK BENEFITS FROM RRB REQUIRES PROMPTNESS: Far too many railroad employees I talk with are losing out on Sickness Benefits due to delay in making the initial claim. There is a 7 day waiting period to apply but 5 days can satisfy the waiting period. However, RRB understands it takes time to obtain a […]

When rail employees are unable to work due to a medical condition, the Proof of Disability (POD) form completed by your doctor is crucial to continue insurance coverage. The failure to submit the POD form is the number 1 reason for railroad employees insurance coverage being terminated. The POD form used for years had fax […]

Railroad Employees in general and Transportation Department employees in particular are prone to acquire a lot of different types of insurance through union agreements or purchases. They have short-term disability insurance, long-term disability and job insurance to pay when held out of service as discipline. Some insurance is provided in national union agreements while other […]

AVOIDING “THE DARK YEARS” FOR RAILROAD FAMILIES While railroad employees’ benefits are among the best in the nation, we do have one very bad situation that over 20 years ago I dubbed the “dark years”. It creates the potential for a major financial problem but one that can be easily fixed with a little planning. […]